Title :

Pradhan Mantri Jan Dhan Yojana (PMJDY)

Description :

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

Account can be opened in any bank branch or Business Correspondent (Bank Mitr) outlet. Accounts opened under PMJDY are being opened with Zero balance. However, if the account-holder wishes to get cheque book, he/she will have to fulfill minimum balance criteria.

Special Benefits under PMJDY Scheme:
1. Interest on deposit.
2. Accidental insurance cover of Rs. 2 lakhs
3. No minimum balance required.
4. The scheme provide life cover of Rs. 30,000/- payable on death of the beneficiary, subject to fulfillment of the eligibility condition.
5. Easy Transfer of money across India
6. Beneficiaries of Government Schemes will get Direct Benefit Transfer in these accounts.
7. After satisfactory operation of the account for 6 months, an overdraft facility will be permitted
8. Access to Pension, insurance products.
9. Personal Accidental Insurance under PMJDY.

Eligibility:
1. Must be indian Citizen
2. Age must be more than 10 years

Documents Required:
1. Download the official Financial Inclusion Account Opening Form here.
2. Aadhar
3. Ration Card
4. Pan Card

How To Apply?:
Please visit nearest bank with all relevant documents or contact your nearest CSC center.

Website :

Please click here

Start Date :

01/01/2016

Expiry Date :

12/31/2025